Product: Smart Tech E+O

Get Quote Request

quoteRequest(id: $id)

Product: Smart Tech E+O
Method: POST
Endpoint: Sandbox: https://api-sandbox.corvusinsurance.com/q Production: https://crowbar.corvusinsurance.com/q
Authentication: Send the headers X-API-KEY, X-USER-EMAIL, X-USER-NAME with every request. See Authentication.

All Smart Tech E+O quotes will be referred to an underwriter for review and approval.

Following an underwriter review, when the quote is ready for review, the quote status will switch to QUOTES_SHARED. At this time, you may request the data and show it in your platform. You may subscribe to receive notifications about your quote. (see Webhooks).

Note: After data has been returned, it can take an additional minute for the quote PDF documents to be available.

Arguments

Required Required to submit Optional

Pass these as variables.

Get Quote Request arguments
Name	Type	Required	Description
id	ID!	Required	Id of the quote request to get (see Create Quote Request)

The endorsementCoverages field returns all endorsements on the quote option. This field replaces the legacy endorsements connection, which is deprecated and should no longer be used.

endorsementCoverages fields
Name	Type	Description
code	String!	Unique form code identifying the endorsement.
name	String!	Human-readable name of the endorsement.
details	JSON	JSON object containing endorsement-specific values such as limits and deductibles. Returns an empty object `{}` when the endorsement has additional data fields. Note: values previously available as top-level fields on the legacy `endorsements` connection (e.g. `limitCents`) are now found within this object (e.g. `details.limit_cents`).

Response

If the quote has not been updated:

Not updated response fields
Name	Type	Description
quoteRequest	QuoteRequest
status	QuoteRequestStatus!	If a quote request has not been submitted, the status property will be INCOMPLETE.

If the quote is not ready:

Not ready response fields
Name	Type	Description
quoteRequest	QuoteRequest
status	QuoteRequestStatus!	If a quote request is not ready, the status property will be SUBMITTED.

If the quote is declined:

Declined response fields
Name	Type	Description
quoteRequest	QuoteRequest
status	QuoteRequestStatus!	If a quote request is declined, the status property will be DECLINED and the reason will be listed as the `declineLossReason` property.
declineLossReason	DeclineLossReason!
"DECLINE_CLAIMS_HISTORY"		Decline due to claims history.
"DECLINE_COMPETE_PREMIUM"		Did not offer terms because we are unable to compete with expiring premium.
"DECLINE_CRITICAL_VULNERABILITY"		Corvus Scan detected a critical vulnerability.
"DECLINE_OFFER_TERMS"		Declined to offer terms.
"DECLINE_POOR_CONTROLS"		Declined due to poor controls.
"DECLINE_UNDERWRITING_APPETITE"		Outside of our underwriting appetite.
"DECLINE_UNABLE_OFFER_TERMS"		Unable to offer the terms requested by the broker.
"DECLINE_LOW_CORVUS_SCORE"		Declined due to low Corvus Score.
"DECLINE_REVENUE_RESTRICTION"		Declined due to revenue restrictions.
"DECLINE_OUTSIDE_APPETITE_INDUSTRY"		Outside of our appetite due to industry.
"DECLINE_OUTSIDE_APPETITE_SIZE_RECORDS"		Outside of our appetite due to size or record count.
"DECLINE_OUTSIDE_APPETITE_TERRITORY"		Outside of our appetite due to territory.
"DECLINE_OUTSIDE_APPETITE_ATTACHMENT_POINT"		Outside of our appetite due to attachment point.
"DECLINE_OUTSIDE_APPETITE_PRICING_COVERAGE"		Outside of our appetite due to pricing or coverage.
"DECLINE_CORVUS_US"		Declined by Corvus US.
"DECLINE_RENEWAL_TERMS"		Declined to offer renewal terms due to our guidelines or appetite.
"DECLINE_CURRENTLY_WITH_TRAVELERS"		The account is currently with Travelers.
"DECLINE_INVALID_RETAIL_SUBMISSION"		Declined because retail submissions must be made by a retail brokerage.
"EXPIRED"		Auto-closed by Corvus. Set when a quote request is automatically closed (status CLOSED) 45 days after quotes were last shared.
"NOT_APPLICABLE"		The quote request has not been declined or closed.
"DUPLICATE"		This submission is a duplicate.
"OTHER"

If the quote is ready:

Note: in the scenario where multiple limit options were requested, quotes will only be returned for those options within appetite. Any option that is not quoted should be treated as not in appetite and a decline.

Ready response fields
Name	Type	Description
quoteRequest	QuoteRequest
status	QuoteRequestStatus!	If a quote request is ready, the status property will be `QUOTES_SHARED`. The `quoteRequest { quoteData { edges { node { upload { url } } } } }` field: upload is null if the Quote Documents haven't been generated yet, and has a pre-signed url once they are.

Once the quote PDF has finished generating, the quoteRequest { quoteData { edges { node { upload { url } } } } } will be available.

query GetQuoteRequest($id: ID!) {  quoteRequest(id: $id) {    applicationSignatureUrl    client {      cyberRiskScore {        score        defensibilityRating        dnsSecurityRating        emailSecurityRating        softwarePatchingRating        systemHostingRating        threatIntelRating        webAppSecurityRating        webEncryptionRating      }    }    declineLossReason    policyFeeCents    quoteData(first: 10) {      edges {        node {          quoteOptions {            id            deductibleCents            limitCents            premiumCents            triaCents            endorsementCoverages {              name              code              details            }            insuringAgreements(first: 50) {              edges {                node {                  name                  coverageType                  limitCents                  deductibleCents                  periodOfIndemnity                  waitingPeriod                }              }            }          }          upload {            url          }        }      }    }    status    subjectivities(first: 20) {      edges {        node {          description          type        }      }    }  }}

{  "id": "9wrvdpN5QaWlJ5PomsPe1g"}

{  "data": {    "quoteRequest": {      "applicationSignatureUrl": null,      "declineLossReason": "NOT_APPLICABLE",      "policyFeeCents": null,      "quoteData": {        "edges": []      },      "status": "INCOMPLETE"    }  }}

{    "data": {      "quoteRequest": {        "applicationSignatureUrl": "https://api-sandbox.corvusinsurance.com/applications/gH7tZn9hlFetuGOVmGxYT",        "client": {          "cyberRiskScore": null        },        "declineLossReason": "NOT_APPLICABLE",        "policyFeeCents": null,        "quoteData": {          "edges": []        },        "status": "SUBMITTED",        "subjectivities": {          "edges": [            {              "node": {                "description": "TRIA Waiver if coverage is rejected (attached to quote).",                "type": "PRE_BIND"              }            },            {              "node": {                "description": "A completed Surplus Lines Certificate.",                "type": "POST_BIND"              }            },            {              "node": {                "description": "Please provide policyholder contact information (client name, policyholder name, email, job title) to grant access to the Corvus policyholder resource dashboard upon bind.",                "type": "POST_BIND"              }            }          ]        }      }    }  }

{  "data": {    "quoteRequest": {      "applicationSignatureUrl": "https://api-sandbox.corvusinsurance.com/applications/gH7tZn9hlFetuGOVmGxYT",      "client": {        "cyberRiskScore": {          "defensibilityRating": 96,          "dnsSecurityRating": 81,          "emailSecurityRating": 82,          "score": 81,          "softwarePatchingRating": 63,          "systemHostingRating": 98,          "threatIntelRating": 100,          "webAppSecurityRating": 76,          "webEncryptionRating": 84        }      },      "declineLossReason": "DECLINE_UNDERWRITING_APPETITE",      "policyFeeCents": null,      "quoteData": {        "edges": []      },      "status": "DECLINED",      "subjectivities": {        "edges": [          {            "node": {              "description": "TRIA Waiver if coverage is rejected (attached to quote).",              "type": "PRE_BIND"            }          },          {            "node": {              "description": "A completed Surplus Lines Certificate.",              "type": "POST_BIND"            }          },          {            "node": {              "description": "Please provide policyholder contact information (client name, policyholder name, email, job title) to grant access to the Corvus policyholder resource dashboard upon bind.",              "type": "POST_BIND"            }          }        ]      }    }  }}

{   "data":{      "quoteRequest":{         "applicationSignatureUrl":null,         "client":{            "cyberRiskScore":null         },         "declineLossReason":"NOT_APPLICABLE",         "policyFeeCents":19500,         "quoteData":{            "edges":[               {                  "node":{                     "quoteOptions":[                        {                           "deductibleCents":250000,                           "endorsementCoverages":[                              {                                 "code":"TEO-126-001",                                 "details":{"limit_cents":25000000},                                 "name":"Bricking"                              },                              {                                 "code":"TEO-123-001",                                 "details":{"limit_cents":5000000},                                 "name":"Criminal Reward Expenses"                              },                              {                                 "code":"TEO-172-001",                                 "details":{},                                 "name":"Cryptojacking"                              },                              {                                 "code":"TEO-136-001",                                 "details":{"limit_cents":5000000},                                 "name":"Forensic Accounting Coverage"                              },                              {                                 "code":"TEO-111-002",                                 "details":{},                                 "name":"GDPR Coverage"                              },                              {                                 "code":"TEO-133-001",                                 "details":{"limit_cents":10000000},                                 "name":"Invoice Manipulation Loss"                              },                              {                                 "code":"TEO-128-001",                                 "details":{},                                 "name":"Loss of Funds Exclusion Carveback"                              },                              {                                 "code":"TEO-100-001",                                 "details":{"limit_cents":50000000},                                 "name":"Smart Tech E+O Coverage"                              }                           ],                           "id":"mxnEAkFITHa_aaOetrCP3A",                           "insuringAgreements":{                              "edges":[                                 {                                    "node":{                                       "coverageType":"THIRD_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Network Security and Privacy Liability",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Business Interruption",                                       "periodOfIndemnity":"6 Months",                                       "waitingPeriod":"6 Hours"                                    }                                 },                                 {                                    "node":{                                       "coverageType":"THIRD_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Regulatory Proceedings, Fines and Penalties",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Contingent Business Interruption",                                       "periodOfIndemnity":"6 Months",                                       "waitingPeriod":"6 Hours"                                    }                                 },                                 {                                    "node":{                                       "coverageType":"THIRD_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Media Liability",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Digital Asset Destruction, Data Retrieval and System Restoration",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"THIRD_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"PCI DSS Assessment Expenses",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":10000000,                                       "name":"Social Engineering & Cyber Crime Coverage",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"THIRD_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Technology and Professional Services Liability",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Reputational Loss",                                       "periodOfIndemnity":"6 Months",                                       "waitingPeriod":"2 Weeks"                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":25000000,                                       "name":"Extortion Events",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 },                                 {                                    "node":{                                       "coverageType":"FIRST_PARTY",                                       "deductibleCents":250000,                                       "limitCents":50000000,                                       "name":"Breach Response and Remediation Expenses",                                       "periodOfIndemnity":null,                                       "waitingPeriod":null                                    }                                 }                              ]                           },                           "limitCents":50000000,                           "premiumCents":400000,                           "triaCents":0                        }                     ],                     "upload":null                  }               }            ]         },         "status":"QUOTES_SHARED",         "subjectivities": {          "edges": [              {                "node": {                  "description": "A completed, signed and dated Corvus Smart Tech E&O Application, including responses to all questions missing responses or answered with \"Uncertain\". Please note we will need favorable responses to bind.",                  "type": "PRE_BIND"                }              },              {                "node": {                  "description": "Review and approval of a copy of the Applicant's standard contract for professional services (or Terms of Service, if applicable).",                  "type": "POST_BIND"                }              },              {                "node": {                  "description": "Review and approval of the Applicant's expiring Declaration Page, showing limits and retroactive dates, and their currently valued Loss Runs for the last 3 years.",                  "type": "POST_BIND"                }              },              {                "node": {                  "description": "A completed Surplus Lines Certificate.",                  "type": "POST_BIND"                }              },              {                "node": {                  "description": "Confirmation from the Applicant that multi-factor authentication is required for A) all remote connections to the network, B) access to any corporate email, and C) the use of privileged user accounts (e.g. domain administrator accounts, enterprise root accounts, cloud services administrator accounts, accounts with access to backups etc.).",                  "type": "POST_BIND"                }              },              {                "node": {                  "description": "Confirmation that the Applicant uses Endpoint Detection and Response (EDR) (e.g., SentinelOne, CrowdStrike, Cylance, Carbon Black) to secure all system endpoints.",                  "type": "POST_BIND"                }              },              {                "node": {                  "description": "Please provide policyholder contact information (client name, policyholder name, email, job title) to grant access to the Corvus policyholder resource dashboard upon bind.",                  "type": "POST_BIND"                }              }            ]         }      }   }}

{  "data": {    "quoteRequest": {      "quoteData": {        "edges": [          {            "node": {              "upload": {                "url": "https://s3.amazonaws.com/…/Test%20Client%20-%20Smart%20Cyber%20Quote%20Letter.pdf"              }            }          }        ]      },      "status": "QUOTES_SHARED"    }  }}